Federal Student Loan Limits and Implications for Physician Workforce Diversity

This Viewpoint discusses caps on federal loans for medical students that are part of the One Big Beautiful Bill Act; highlights potential exclusionary demographic, geographic, and specialty effects of this market-based approach on the US physician workforce; and makes policy recommendations to mitigate these exclusionary effects.

Corresponding Author: Jeremy W. Jacobs, MD, MHS, Department of Pathology, Microbiology, and Immunology, Vanderbilt University, 1211 Medical Center Dr, Nashville, TN 37232 (Jeremy.w.jacobs@vumc.org).

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