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Wielding Cost Sharing Wisely

JAMA Health Forum 10.1001/jamahealthforum.2026.4262

September 10, 2026 at 11:00 AM EDT

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This JAMA Forum discusses the promise and limits of health savings accounts, the reasons why market competition alone is not the answer, and ideas for promoting value and affordability.

Corresponding Author: Katherine Baicker, PhD, University of Chicago, 5801 S Ellis Ave, Chicago, IL 60637 (kbaicker@uchicago.edu).

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